IMPROVEMENT OF NUMERACY AND ACCOUNTING LITERACY THROUGH FINANCIALLY CONTEXTUALIZED LEARNING ASSISTANCE

Zalikha; Noviyanti

doi:10.61992/jpb.v5i1.312

Zalikha
Noviyanti Universitas Islam Kebangsaan Indonesia

DOI: https://doi.org/10.61992/jpb.v5i1.312

Keywords: Numeracy Literacy, Accounting Literacy, Contextual Learning, Financial Education, Community Service

Abstract

This community service activity aims to improve numeracy and accounting literacy through contextual financial-based learning assistance. The background of this program is the low level of numeracy skills and basic accounting understanding among students and community members, which affects their ability to manage financial information in daily life. The activity was implemented using a mentoring approach that integrates mathematical concepts with basic accounting practices through real-life financial contexts. Data were collected through observation, interviews, and documentation. The results indicate that contextual learning assistance effectively enhances participants’ understanding of numeracy concepts, financial calculations, and simple accounting records. In addition, participants demonstrated increased motivation and confidence in applying numeracy and accounting skills in practical financial situations. Therefore, contextual financial-based learning assistance is recommended as an effective approach to strengthen numeracy and accounting literacy in educational and community settings.

References

Arikunto, S. (2021). Prosedur Penelitian: Suatu Pendekatan Praktik. Jakarta: Rineka Cipta.
Basri, H., Rahmawati, E., & Kurniawan, D. (2022). Contextual Learning Approach to Improve Students’ Numeracy Literacy. Journal of Mathematics Education Research, 9(2), 120–131.
Darling-Hammond, L., Flook, L., Cook-Harvey, C., Barron, B., & Osher, D. (2021). Implications for Educational Practice of the Science of Learning and Development. Applied Developmental Science, 24(2), 97–140.
Hakim, L. (2024). Contextual Learning and Its Impact on Numeracy and Financial Literacy. Journal of Mathematics Education and Society, 8(1), 45–56.
Hamalik, O. (2021). Proses Belajar Mengajar. Bandung: Bumi Aksara.
Kartika, D., & Sari, M. (2023). Integrating Accounting Literacy into Numeracy Learning: A Contextual Approach. Journal of Accounting Education and Practice, 6(2), 89–101.
Kemendikbudristek. (2021). Panduan Penguatan Literasi dan Numerasi di Sekolah. Jakarta: Kementerian Pendidikan, Kebudayaan, Riset, dan Teknologi.
Kurniawan, A., & Pratiwi, I. (2023). Financial Literacy Education through Contextual Learning in Community Programs. Journal of Community Service and Education, 7(1), 55–66.
Lestari, S., Wibowo, A., & Hidayah, N. (2023). Mentoring-Based Community Service Programs for Strengthening Applied Skills. Journal of Community Engagement and Learning, 5(1), 12–23.
Lusardi, A. (2021). Financial Literacy and Numeracy: Key Determinants of Financial Well-Being. Journal of Economic Perspectives, 35(3), 25–44.
Ministry of Education, Culture, Research, and Technology. (2022). Guidelines for Strengthening Numeracy Literacy in Schools. Jakarta: Kemendikbudristek.
Nugroho, A., & Prasetyo, Z. K. (2022). Strengthening Numeracy Skills through Real-Life Problem Solving. International Journal of Instruction, 15(3), 421–436.
OECD. (2021). Financial Literacy and Numeracy Skills for the 21st Century. Paris: OECD Publishing.
Patton, M. Q. (2021). Qualitative Research & Evaluation Methods (4th ed.). Thousand Oaks, CA: Sage Publications.
Putri, R. A., & Nugroho, S. (2023). Contextual Financial Learning to Improve Basic Accounting Understanding. Journal of Accounting and Education, 7(1), 33–44.
Rusman. (2022). Model-Model Pembelajaran: Mengembangkan Profesionalisme Guru. Jakarta: Rajawali Pers.
Steen, L. A. (2022). Numeracy: The Mathematics of Everyday Life. New York: Routledge.
Suharto, E. (2025). Community-Based Learning Models for Strengthening Financial Literacy. International Journal of Community Development, 10(1), 1–12.
Suryadi, D. (2022). Contextual Mathematics Learning to Improve Numeracy Literacy. Journal of Mathematics Education, 13(2), 101–112.
Susanto, H. (2024). Improving Financial Awareness through Integrated Numeracy and Accounting Learning. Journal of Educational Innovation, 11(1), 77–88.
Trianto. (2021). Model Pembelajaran Terpadu. Jakarta: Bumi Aksara.
UNESCO. (2023). Global Framework for Mathematics and Financial Literacy. Paris: UNESCO Publishing.
Wijaya, A. (2021). Challenges in Integrating Mathematics Learning with Financial Contexts. Journal of Mathematics and Learning Innovation, 4(2), 67–78.
World Bank. (2023). Financial Capability and Economic Resilience. Washington, DC: World Bank Publications.
Yuliani, S., & Hartono, Y. (2024). Mentoring-Based Learning to Improve Numeracy and Financial Skills in Community Education. Journal of Adult and Continuing Education, 30(1), 88–102.